Kepillik sh\u00e1rtnamas\u0131n qalay t\u00fasinemiz?<\/p>\n
\u00d3zbekstan Respublikas\u0131 Puqaral\u0131q Kodeksini\u0144 292-statyas\u0131nda n\u00e1zerde tut\u0131l\u01f5an bol\u0131p kepillik sh\u00e1rtnamas\u0131 boy\u0131nsha kepil basqa shaxs \u00f3z m\u00e1jb\u00fariyat\u0131n tol\u0131q yaki q\u0131sman or\u0131nlaw ush\u0131n on\u0131\u0144 kreditor ald\u0131nda juwap beriwdi \u00f3z moyn\u0131na al\u0131w t\u00fasiniledi.<\/p>\n
Kepillik sh\u00e1rtnamas\u0131 keleshekte j\u00fazege keletu\u01f5\u0131n m\u00e1jb\u00fariyatt\u0131 t\u00e1miyinlew ush\u0131nda d\u00faziliwi m\u00famkin.<\/p>\n
Kepillik sh\u00e1rtnamas\u0131 jazba t\u00farde d\u00faziliwi kerek bol\u0131p, eger jazba t\u00farde d\u00faziliwine \u00e1mel etpeslik kepillik sh\u00e1rtnamas\u0131n\u0131\u0144 haq\u0131yq\u0131y bolmaw\u0131na al\u0131p keledi.<\/p>\n
Bul kepillik sh\u00e1rtnamas\u0131 k\u00f3binshe sud \u00e1meliyat\u0131nda kredit sh\u00e1rtnamas\u0131 boy\u0131nsha k\u00f3riletu\u01f5\u0131n islerde k\u00f3riwde ush\u0131rayd\u0131.<\/p>\n
\u00d3zbekstan Respublikas\u0131 Joqar\u01f5\u0131 Xojal\u0131q sud\u0131 Plenum\u0131n\u0131\u0144 2006-j\u0131l 22-dekabr k\u00fangi 13\/150-sanl\u0131 «Kredit sh\u00e1rtnamalar\u0131nan kelip sh\u0131\u01f5atu\u01f5\u0131n m\u00e1jb\u00fariyatlar or\u0131nlan\u0131w\u0131n t\u00e1miynlew haqq\u0131nda\u01f5\u0131 puqaral\u0131q n\u0131zam h\u00fajjetlerin qollawd\u0131 ayr\u0131m m\u00e1seleleri haqq\u0131nda\u01f5\u0131» Qarar\u0131n\u0131\u0144 28-b\u00e1ntinde kepillik \u2014 \u00fashinshi shaxst\u0131\u0144 basqa shaxs kreditor\u0131 ald\u0131nda\u01f5\u0131 shaxst\u0131\u0144 kredit sh\u00e1rtnamas\u0131nan kelip sh\u0131\u01f5atu\u01f5\u0131n m\u00e1jb\u00fariyatlar\u0131 boy\u0131nsha tol\u0131q yaki q\u0131sman juwapker bol\u0131w\u0131 m\u00e1jb\u00fariyat\u0131 esaplanad\u0131.<\/p>\n
Kepillik shartnamas\u0131 basqa shaxst\u0131\u0144 kreditor\u0131 h\u00e1m kepil ortas\u0131nda d\u00faziledi. Kepillik sh\u00e1rtnamas\u0131 boy\u0131nsha m\u00e1jb\u00fariyatt\u0131\u0144 mazmun\u0131 qar\u0131zdar tiykar\u01f5\u0131 m\u00e1jb\u00fariyat\u0131n or\u0131nlama\u01f5an yaki laz\u0131m d\u00e1rejede or\u0131nlama\u01f5anda kepildi\u0144 qar\u0131zdar menen birge kreditor ald\u0131nda juwap beriwi m\u00e1jb\u00fariyat\u0131 esaplanatu\u01f5\u0131nl\u0131\u01f5\u0131 t\u00fasindirilgen.<\/p>\n
Son\u0131\u0144 menen birge \u00d3zbekstan Respublikas\u0131 Puqaral\u0131q Kodeksini\u0144 293-statyas\u0131nda kepildi\u0144 juwapkershiligi belgilengen bol\u0131p, o\u01f5an k\u00f3re q\u0131razdar kepillik penen t\u00e1miynlengen m\u00e1jb\u00fariyatt\u0131 or\u0131nlama\u01f5an yaki laz\u0131m d\u00e1rejede or\u0131nlama\u01f5an ja\u01f5dayda kepil h\u00e1m qar\u0131zdar kreditor ald\u0131nda solidar juwap beretu\u01f5\u0131nl\u0131\u01f5\u0131, egerde n\u0131zamda yaki kepillik sh\u00e1rtnamas\u0131nda kepildi\u0144 subsidar juwapker bol\u0131w\u0131 n\u00e1zerde tut\u0131l\u01f5an bolmasa, egerde, kepillik sh\u00e1rtnamas\u0131nda basqasha t\u00e1rtip n\u00e1zerde tut\u0131l\u01f5an bolmasa, kepil kreditor ald\u0131nda te\u0144be te\u0144 k\u00f3lemde juwap beredi, son\u0131\u0144 menen birge pay\u0131zlard\u0131 t\u00f3leydi, qar\u0131zd\u0131 \u00f3ndirip al\u0131w boy\u0131nsha sud sh\u0131\u01f5\u0131nlar\u0131n h\u00e1m qar\u0131zdar m\u00e1jb\u00fariyat\u0131n or\u0131nlama\u01f5anl\u0131\u01f5\u0131 yaki laz\u0131m d\u00e1rejede or\u0131nlama\u01f5anl\u0131\u01f5\u0131 sebepli kreditor basqa z\u0131yalard\u0131 t\u00f3leytu\u01f5\u0131nl\u0131\u01f5\u0131, eger kepillik sh\u00e1rtnamas\u0131nda basqa t\u00e1rtip n\u00e1zerde tut\u0131l\u01f5an bolmasa, birgelesip kepil bol\u01f5an shaxslar kreditor ald\u0131nda solidar juwap beredi.<\/p>\n
B\u00fagingi k\u00fande us\u0131 kategoriyada\u01f5\u0131 dawalard\u0131 k\u00f3riwde kepil bol\u01f5an shaxslar qar\u0131zdard\u0131\u0144 t\u00f3ley almay qal\u01f5an qar\u0131zlar\u0131n t\u00f3lemeytu\u01f5\u0131nl\u0131\u01f5\u0131n ayt\u0131p \u00f3z naraz\u0131l\u0131qlar\u0131n bildirip kelmekte. Degen menen kepillik sh\u00e1rtnamas\u0131 d\u00fazilgenligi, keleshekte qar\u0131zdar qar\u0131zlar\u0131n t\u00f3ley almay qal\u01f5an ja\u01f5dayda \u00f3zi t\u00f3lew m\u00e1jb\u00fariyat\u0131n moyn\u0131na al\u01f5anl\u0131\u01f5\u0131 sebepli qar\u0131zdar h\u00e1m kepillerden solidar t\u00e1rtipte \u00f3ndiriw haqq\u0131nda\u01f5\u0131 qararlar sh\u0131\u01f5ar\u0131lmaqta.<\/p>\n
Kredit sh\u00e1rtnamas\u0131na muwap\u0131q, juwapker grafik tiykar\u0131nda esaplan\u01f5an pay\u0131zlar h\u00e1m kreditin qaytar\u0131w m\u00e1jburiyat\u0131n al\u01f5an.<\/p>\n
Juwmaq or\u0131n\u0131nda son\u0131 ayt\u0131w kerek, h\u00e1r qanday kredit yaki qar\u0131z sh\u00e1rtnamas\u0131 boy\u0131nsha kepil bol\u0131w ush\u0131n kredit yaki qar\u0131z al\u0131wsh\u0131n\u0131\u0144 maqsetin, keleshekte t\u00f3lew imkaniyat\u0131 bar yaki joql\u0131\u01f5\u0131n \u00fayrenip bol\u01f5annan so\u0144 kepillik sh\u00e1rtnamas\u0131n d\u00faziw maqsetke muwap\u0131q dep esalayman.<\/p>\n
<\/p>\n
Berdimurat Baymuratov,<\/strong><\/p>\n N\u00f3kis rayonlar aral\u0131q ekonomikal\u0131q<\/strong><\/p>\n sud\u0131 sudyas\u0131<\/strong><\/p>","protected":false},"excerpt":{"rendered":" Kepillik sh\u00e1rtnamas\u0131n qalay t\u00fasinemiz? \u00d3zbekstan Respublikas\u0131 Puqaral\u0131q Kodeksini\u0144 292-statyas\u0131nda n\u00e1zerde tut\u0131l\u01f5an bol\u0131p kepillik sh\u00e1rtnamas\u0131 boy\u0131nsha kepil basqa shaxs \u00f3z m\u00e1jb\u00fariyat\u0131n tol\u0131q yaki q\u0131sman or\u0131nlaw ush\u0131n on\u0131\u0144 kreditor ald\u0131nda juwap beriwdi \u00f3z moyn\u0131na al\u0131w t\u00fasiniledi. Kepillik sh\u00e1rtnamas\u0131 keleshekte j\u00fazege keletu\u01f5\u0131n m\u00e1jb\u00fariyatt\u0131 t\u00e1miyinlew ush\u0131nda d\u00faziliwi m\u00famkin. Kepillik sh\u00e1rtnamas\u0131 jazba t\u00farde d\u00faziliwi kerek bol\u0131p, eger jazba t\u00farde d\u00faziliwine […]<\/p>\n","protected":false},"author":1,"featured_media":3037,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[152],"tags":[],"class_list":["post-3191","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-qr"],"_links":{"self":[{"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/posts\/3191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/comments?post=3191"}],"version-history":[{"count":1,"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/posts\/3191\/revisions"}],"predecessor-version":[{"id":3192,"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/posts\/3191\/revisions\/3192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/media\/3037"}],"wp:attachment":[{"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/media?parent=3191"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/categories?post=3191"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/qaraqalpaqstan.sud.uz\/qql\/wp-json\/wp\/v2\/tags?post=3191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}